Travel Credit Card

The flexible, travel card with reliable rewards, that matches every Mile you earned at the end of your first year. 2 Plus! No annual fee.

Intro purchase APR is x % for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x % for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x % variable to x % variable, based on your creditworthiness. Cash APR: x % variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x % Intro fee on balances transferred by and up to x % fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

No annual fee

Intro purchase APR is x % for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x % for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x % variable to x % variable, based on your creditworthiness. Cash APR: x % variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x % Intro fee on balances transferred by and up to x % fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

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Earn travel rewards on every purchase

Miles on every dollar of every purchase 9

There's no limit to how many Miles you can earn. And however you redeem, Miles have the same value. 1

Miles your first year with Discover Match ®

99% nationwide acceptance — Discover is accepted nationwide by 99% of places that take credit cards. 3

father and daughter sit together on chairs at a rocky beach

Be your own tour guide

Get a travel rewards card that lets you redeem how you want–travel credit or cash

Get cash for the things you want

Once you make a travel purchase, simply redeem your Miles as a statement credit towards that purchase. However you redeem, Miles have the same value. 1

Use Miles at Amazon. com 4 checkout and when you pay using PayPal. 5

How many Miles can you earn?

You'll earn unlimited 1.5x Miles on every purchase that you make with your Discover it ® Miles card 9 . See if this is the best credit card for you.

What do you spend on credit card purchases each month?

What you'd earn each year

16,200 Miles per year

What you'd automatically earn after your first year with Discover Match ®

32,400 Miles

Easily redeem Miles as a statement credit for travel purchases or get cash. 1 Where could your Discover it ® Miles Credit Card take you?

How does the Discover ® Travel Card work?

EARN 1.5X MILES

Earn Miles on all purchases, redeem Miles for travel purchases or cash

Every dollar you spend on purchases with your travel card earns 1.5x Miles 9 that never expire 1 , with no annual fee.

Redeem your Miles the way you want

Turn Miles into cash, or redeem as a statement credit for your travel purchase like hotels, rideshares, gas stations, restaurants, and more. 1

Discover matches all your Miles your first year

Discover is the only major credit card that gives you an unlimited match of all the Miles you've earned at the end of your first year. 2

Intro purchase APR is x % for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x % for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x % variable to x % variable, based on your creditworthiness. Cash APR: x % variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x % Intro fee on balances transferred by and up to x % fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Intro purchase APR is x % for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x % for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x % variable to x % variable, based on your creditworthiness. Cash APR: x % variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x % Intro fee on balances transferred by and up to x % fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

FAQs

Where is the Discover travel card accepted?

Discover it ® Miles is accepted at 99% of places that take credit cards nationwide, according to the Feb. 2024 issue of the Nilson Report. 3 And best of all, it's a travel rewards card that works just like your favorite credit card. Use it for travel expenses and purchases like getting a rental car, or booking a hotel stay. And just as easily use it for everyday purchases like groceries, gas, and paying bills.

What is the interest rate on a Discover travel card?

Your interest rate will be determined when you submit your travel card application for a Discover it ® Miles card. The APR you qualify for depends on your credit history and other factors. You can see if you're pre-approved for a personalized offer now or apply for the travel credit card offer on this page. Remember: Discover it ® Miles has no annual fee.

What are the different ways I can redeem Miles?

When you think of the best travel credit card for you, you likely want a card with a signup bonus, a card that allows you to have flexibility when you travel, and a card with rewards that you can use for travel expenses—or in other ways, if you want. With Discover it ® Miles, you get all of that. And as soon as you start earning rewards on your card, you can redeem them as a statement credit for a previous travel purchase. Because once you make a travel purchase, you simply redeem your Miles as a statement credit towards that purchase. 1 So book the travel that works for you, and use your Miles to credit yourself back. Eligible purchases include car rentals, hotels, rideshares, gas stations, restaurants and more. 1 You can also use Miles like cash, without losing any value for your rewards. Turn Miles into cash in any amount, any time 1 , by depositing into your bank account; or use Miles to pay when you check out at Amazon. com 4 or when you pay with PayPal. 5 However you redeem, Miles keep the same value. And Miles never expire. 1

How many Discover credit card Miles does it take to redeem for a flight or other travel purchase?

With the Discover it ® Miles Credit Card, when you're ready to redeem your Miles, 100 Miles = $1 to redeem for cash or travel credit. The great thing about the Miles that you earn with the Discover ® travel card is that they can be used to cover all or part of a travel expense. So the amount of credit card Miles that you'll need to redeem to cover your entire airline ticket will depend on the price of the flight that you booked. This goes for other travel purchases, too, including rideshares or rental car bookings. Remember—you can redeem your Miles for a statement credit for all or part of your travel purchase, to help keep your total costs down.

Where is the Discover travel rewards credit card accepted?

The Discover it ® Miles credit card is accepted at 99% of places that take credit cards nationwide, according to the Feb 2024 issue of the Nilson report. 3 And best of all, it’s a travel rewards card that works just like your favorite credit card. Use it for travel expenses and purchases like getting a rental car or booking a hotel stay. And just as easily use it for everyday purchases like groceries, gas, and paying bills.

Can I redeem my credit card Miles for cash & road trips?

With Discover, you can turn Miles into cash in any amount, any time. 1 And you can also redeem Miles as a statement credit for travel purchases, which include road trip favorites like hotels, rideshares, gas stations, car rentals and more. 1

How can I earn credit card Miles for everyday purchases?

With the Discover it ® Miles credit card, you’ll earn unlimited 1.5x Miles on every purchase you make, every day. That includes credit card travel purchases like hotels as well as daily purchases like groceries, bills or gas.

Can I redeem some credit card Miles and keep adding to the remaining balance?

Yes. There is no minimum requirement to how many Miles you have to redeem at a time. If you don’t use all of your Miles when you redeem, you’ll just keep adding more Miles to your total with every purchase. Your Miles never expire. 1

Why choose Discover it ® Miles as my travel credit card?

You have to decide the best travel card for your needs. Discover it ® Miles gives the perks of a travel card with the flexibility of an everyday rewards card. You'll earn 1.5X Miles on every purchase, so it’s easy to rack up rewards fast to reach travel goals. You can redeem your Miles as a statement credit toward your Discover bill, or for cash in any amount, any time. 1 Card membership includes more benefits, like great service and security benefits with no annual fee.
If you're looking at other travel credit cards, see if the card issuer charges a large annual fee. Perks like lounge access, elite status, a loyalty program, a platinum card or a gold card may not be worth the annual fee. It's hard to know what your credit limit will be before you apply for travel credit cards, but you can check how the reward points work for the card issuer. For example, if there is a bonus point on eligible purchases such as 5x points or 2x points, check what the reward is on everyday purchases. "5x points," "2x points" or "Earn 2x" can sound good unless your typical spending doesn't fit the eligible purchases for that card issuer or their annual fee is too high. Finally see if new card membership comes with security features and service benefits or other helpful perks like the opportunity to do a balance transfer.

How does a Miles rewards credit card help you earn travel rewards?

With Discover it ® Miles, you’ll earn 1.5X Miles for every dollar you spend on a travel purchase or any other purchase, with no limits on how much you can earn, and no annual fee Miles never expire. 1 After you earn Miles, you can redeem for a statement credit toward the cost of travel purchases or to get cash rewards. 1 Other travel credit cards, such as an airline credit card, will offer different rewards points and your card membership may include an annual fee.

Can you use Discover it ® Miles for travel insurance and global entry purchases?

You can use the Discover it ® Miles credit card at 99% of places that take credit cards nationwide, according to the Feb. 2024 issue of the Nilson Report 3 , including travel insurance companies. The U.S. Trusted Traveler Programs accept Discover ® Credit Cards as a form of payment for TSA PreCheck, Global Entry, and others. And, the Discover it ® Miles card is a rewards credit card that gives you points for travel expenses and every other purchase you make with your card. So it can be your travel credit card and your everyday card. And unlike many travel credit cards, Discover ® charges no annual fee, even after account opening.

Intro purchase APR is x % for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x % for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x % variable to x % variable, based on your creditworthiness. Cash APR: x % variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x % Intro fee on balances transferred by and up to x % fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Intro purchase APR is x % for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x % for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x % variable to x % variable, based on your creditworthiness. Cash APR: x % variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x % Intro fee on balances transferred by and up to x % fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Intro purchase APR is x % for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x % for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x % variable to x % variable, based on your creditworthiness. Cash APR: x % variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x % Intro fee on balances transferred by and up to x % fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Intro purchase APR is x % for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is x % for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Standard purchase APR: x % variable to x % variable, based on your creditworthiness. Cash APR: x % variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x % Intro fee on balances transferred by and up to x % fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.